The Parwaaz Card is a Punjab government scheme that gives interest-free loans of Rs 300,000 to Rs 1 million to cover the upfront costs of a job abroad. To get one, you need a verified overseas job offer letter. Iqbal Manpower Consultants, a BEOE-licensed Overseas Employment Promoter (OEP) since 1978 working with PSDF on the scheme, can provide that job offer and help you apply for the Parwaaz Card loan.
What Is the Parwaaz Card?
The Chief Minister’s Parwaaz Card Scheme is an interest-free program of the Government of Punjab that helps workers pay for their pre-departure expenses while working abroad. It is operated by the Punjab Skills Development Fund (PSDF) under the Skills Development and Entrepreneurship Department and through the Bank of Punjab (BOP).
PSDF handles onboarding, facilitation and coordination with OEPs. Bank of Punjab manages KYC checks, loan approval, disbursal and disbursement. The scheme aims to support 45,000 people over two years, with a total budget of Rs 6.867 billion.
The scheme is new, and its terms may change. For official updates, see Punjab Skills Development Fund.
Who is eligible for Parwaaz Card?
You can apply if you are:
The scheme is open to skilled, semi-skilled and unskilled workers and professionals, both male and female. The priority sectors include retail and maintenance, construction, hospitality and healthcare. It should be noted that this facility from the Punjab government is only for the residents of Punjab.
Parwaaz Card Loan Covers
You can apply if you are:
How to apply for the Parwaaz Card Through Iqbal Manpower
The online application for a Parwaaz card consists of two parts: first a verified job, then a loan application. Here’s how it works with IMC:
1
Apply for a job through IMC. Apply to any of the jobs we have that match your interests.
2
Selection and job offer letter. We arrange your screening, employer interview and any trade tests, and issue a confirmed job offer letter once you are selected.
3
Apply on the PSDF portal. You apply on the official Prawaaz Card portal with your CNIC and job offer letter. Our team helps you fill the application correctly.
4
Verification and approval. PSDF verifies your application and while Bank of Punjab approves and disburses the loan. Complete applications take approximately 25 to 30 working days.
5
Processing and departure. We complete your medical, visa, Protector registration and ticket, and you fly to your job.
6
Repayment. You repay the loan in easy instalments, with no interest or extra charges.
The Parwaaz Card loan does not guarantee a visa, and the job offer letter must be genuine and verified. Loan decisions are made by PSDF and Bank of Punjab, not by IMC.
IMC Candidates Sucessfully Received Parwaaz Card
IMC candidates selected for overseas jobs are already receiving their Parwaaz cards from PSDF and Punjab government. Two recent examples, both selected for IKK in Saudi Arabia:
Why apply through a PSDF Registered OEP
The applicant for a Parwaaz Card must only have a confirmed job offer, so the agency you choose is important. Iqbal Manpower Consultants has been recruiting Pakistani workers for employers abroad since 1978. We are registered with PSDF for the Parwaaz Card scheme, and our candidates are already receiving their cards.We also handle the full process after selection, including medical, Tasheer biometrics for Saudi jobs, Protector registration and travel. You can verify our BEOE licence before you start.
Frequently Asked Questions
How much loan can I get with the Parwaaz Card?
According to PSDF, the loans range from Rs 300,000 to Rs 1 million per person. The amount depends on your overseas employment expenses, such as visa, medical, skill test, protector charges, airfare and licensed OEP charges. The loan is interest-free.
Who is eligible for the Parwaaz Card?
You must be at least 18 years of age, have a valid CNIC, be a resident of Punjab and have a confirmed overseas job offer. The scheme is open to skilled, semi-skilled and unskilled workers and professionals, both men and women, with preference for construction, hospitality and healthcare jobs.
Can I apply for the Parwaaz Card without a job offer letter?
No, you need a confirmed job offer abroad first. If you don’t have one, you can find a confirmed vacancy through a PSDF-registered OEP like Iqbal Manpower Consultants, and then apply for a Parwaaz card once you are selected and receive an offer.
How do I apply for the Parwaaz Card online?
Applications are made online on the official PSDF Parwaz Card portal, using your CNIC and a confirmed job offer letter. PSDF verifies the application and Bank of Punjab approves the loan. If your employment is through IMC, our team helps you complete the application correctly.
Is the Parwaaz Card loan really interest-free?
Yes, Parwaaz Card, also spelled Parwaz Card, is an interest-free loan. You repay it in easy installments without any interest or additional charges. Once your loan is approved, a precise repayment schedule is set up by Bank of Punjab.